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Risk Management MCQ

1. The book recommends that passwords be at least ________ characters long.

Answer

Correct Answer: 8

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2. A(n) _________ is the process of creating a list of threats.

Answer

Correct Answer: Threat identification

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3. A tracking signal provides a method for monitoring a forecast by quantifying _____.

Answer

Correct Answer: Bias

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4. A(n) ____ is an object, person, or other entity that is a potential risk of loss to an asset.

Answer

Correct Answer: Threat.

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5. Nonforfeiture rights guarantee that a policy owner will not lose his or her ____.

Answer

Correct Answer: Face value.

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6. Schip is available to families with incomes up to ______ of the federal poverty level.

Answer

Correct Answer: 200%

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7. The principle of indemnity is very difficult to apply to ____ insurance.

Answer

Correct Answer: Life

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8. Besides the finance charge, you should also consider ____ when you shop for a consumer loan.

Answer

Correct Answer: All of the above

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9. ____ are required by many insurance plans to reduce the number of unnecessary surgeries.

Answer

Correct Answer: Second opinions

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