Gatekeeping ______ secondary care services.

A(n) ____ agent represents multiple insurance companies.

Medicare covers beneficiaries who are __________ and have elected to pay a premium for coverage.

Motor vehicle crashes cost over ______ in lost wages and medical bills every year.

In alphabetic filing, a patients first name is the __________ filing unit.

Health insurance involves two perils, accident and ____.

_____ can be both an advantage and a disadvantage of universal life insurance.

A(n) _____ policy is a type of term insurance.

As a rule of thumb, your piti costs shouldn't exceed ________ of your pretax monthly income.

Using the ____ approach is the most accurate method to determine life insurance needs.